Pengaruh Efikasi Keuangan dan Kemampuan Akademik Terhadap Pengelolaan Keuangan Mahasiswa Prodi Pendidikan Ekonomi Universitas Sebelas Maret Angkatan 2016-2019

Article Sidebar

PDF
Published Aug 26, 2023
DOI https://doi.org/10.31004/joe.v6i1.4202

Main Article Content

Ari Sulistyowati
Universitas Sebelas Maret
Mintasih Indriayu
Universitas Sebelas Maret
Sudarno Sudarno
Universitas Sebelas Maret

Abstract

The background of this research involves the obstacle faced by students after college graduation that drive their businesses into failure. This obstacle is capital which could be obtained during college with good financial management Therefore it is formulated how financial efficacy and academic ability influenced student financial management The goal of this study is to ascertain the effect of financial efficacy and academic ability on students’ financial management. This research used the quantitative method in which the data was collected through questionnaires with the total of 176 student respondents. Data analysis was performed with multiple linear regression analysis. After being processed, the data results in information that indicates that financial efficacy and academic ability do have a positive and significant effect on student financial management behavior. Academic ability was found to have a higher impact on financial management than financial efficacy. Therefore, to improve student financial management, it is necessary to improve their academic abilities alongside their financial efficacy.

Article Details

How to Cite
Sulistyowati, A., Indriayu, M., & Sudarno, S. (2023). Pengaruh Efikasi Keuangan dan Kemampuan Akademik Terhadap Pengelolaan Keuangan Mahasiswa Prodi Pendidikan Ekonomi Universitas Sebelas Maret Angkatan 2016-2019. Journal on Education, 6(1), 7922-7929. https://doi.org/10.31004/joe.v6i1.4202
Issue
Vol 6 No 1 (2023): Journal On Education: Volume 6 Nomor 1 Tahun 2023
Section
Articles
Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

References

Badan Pusat Statistik. (2022). Berita Resmi Statistik : Keadaan Ketenagakerjaan Indonesia Februari 2022. 34.
de Bassa Scheresberg, C. (2013). Financial Literacy and Financial Behavior among Young Adults: Evidence and Implications. Numeracy, 6(2). https://doi.org/10.5038/1936-4660.6.2.5
Drew, J. M., & Cross, C. (2016). Fraud and its PREY: Conceptualising social engineering tactics and its impact on financial literacy outcomes. In Financial Literacy and the Limits of Financial Decision-Making (pp. 325–340). Springer International Publishing. https://doi.org/10.1007/978-3-319-30886-9_16
Farrell, L., Fry, T. R. L., & Risse, L. (2016). The significance of financial self-efficacy in explaining women’s personal finance behaviour. Journal of Economic Psychology, 54, 85–99. https://doi.org/10.1016/j.joep.2015.07.001
Fazli Sabri, M., Cook, C. C., & Gudmunson, C. G. (2012). Financial well‐being of Malaysian college students. Asian Education and Development Studies, 1(2), 153–170. https://doi.org/10.1108/20463161211240124
Hitch, D., Hosken, N., Goldingay, S., & Lamaro, G. (2012). Academic Skills and Beyond: A Resource Based Approach to Support Student Success in Higher Education. Journal of Academic Language & Learning, 6(2), 29–41. http://hdl.handle.net/10536/DRO/DU:30046162
Laily, N. (2016). Pengaruh Literasi Keuangan Terhadap Perilaku Mahasiswa Dalam Mengelola Keuangan. Journal of Accounting and Business Education, 1(4). https://doi.org/10.26675/jabe.v1i4.6042
Mustomi, D., Ulum, K., Puspasari, A., & Azizah, A. (2021). Faktor Penghambat Minat Berwirausaha dikalangan Mahasiswa (Studi Survei). Jurnal Administrasi Bisnis, 1, 69–74.
Nur, A. (2012). Peranan Pendekatan Academic Skill Dalam Pembelajaran Terhadap Hasil Belajarfisika The Role Of Academic Skill In Learning Approach To Physics. JPF, 1, 1–8.
Prihatingsih, P. (2021). Determinasi Manajemen Keuangan Pribadi Mahasiswa. Keunis, 9(1), 13. https://doi.org/10.32497/keunis.v9i1.2157
Priyatno, D. (2017). Panduan Praktis Olah Data Menggunakan SPSS (R. I. Utami (ed.); Ed. 1). ANDI.
Suryanto. (2017). Pola Perilaku Keuangan Mahasiswa Di Perguruan Tinggi. Jurnal Ilmu Politik Dan Komunikasi, VII(1), 11–20.
Widiawati, M. (2020). Pengaruh Literasi Keuangan, Locus of Control , Financial Self-Efficacy, Dan Love of Money Terhadap Manajemen Keuangan Pribadi. Prisma (Platform Riset Mahasiswa Akuntansi), 1(1), 97–108. https://ojs.stiesa.ac.id/index.php/prisma
Wulandari, & Hakim, L. (2015). Pengaruh Love of Money, Pendidikan Keuangan Di Keluarga, Hasil Belajar Manajemen Keuangan, Dan Teman Sebaya Terhadap Manajemen Keuangan Pribadi Mahasiswa. Jurnal Pendidikan Akuntansi (JPAK) UNESA, 03(03), 1–6.
Xia, T., Wang, Z., & Li, K. (2014). Financial Literacy Overconfidence and Stock Market Participation. Social Indicators Research, 119(3), 1233–1245. https://doi.org/10.1007/s11205-013-0555-9